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Answers to your Title Loan Questions

What is a title loan?
These are loans given based on your automobile. You title will be held during the term of financing and returned once the loan is repayed.

Do you check my credit?
No. There is no need for a credit check because you are providing collateral (automobile title) as security that the loan will be repaid.

Do I keep my automobile?
Yes, you continue to use your automobile during the financing period.

What does 'lien free' title mean?
It means you own your vehicle outright and it is paid off.

I have bad credit. Can I still get a loan?
Yes. Title loan approvals are not based on your credit history.

Does my title have to be in my name?
Yes. You have to be listed as the legal owner on the title.

I am on a fixed income. Can I get a loan?
Yes, as long as you have a steady source of income and your budget allows for payments then you can get a title loan.

How much money can I get?
Loan amounts are based on the value of your automobile.


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